Purchasing a commercial property is not like purchasing residential property, there are many policy differences and restrictions to consider. This is why it’s important to talk to commercial loan expert, so we can help you choose a specific loan that suits your strategy.

You might be purchasing a commercial property for investment purposes, or purchasing commercial property as premises to run your business from. You may want to purchase in your individual name, or in your business or company name. Each scenario is different and therefore needs to be given specific and specialised attention.

Banks will usually require 30% deposit, or in some cases 20% deposit when purchasing a commercial property which can be in the form of cash or savings. In some cases you can also borrow up to 100% of the property value by using your residential property as additional security, assuming you have reasonable equity to do so.

When you speak to an Alliance Credit commercial specialist, we will take some time to understand your objectives, analyse your financial situation, calculate your borrowing capacity and provide you with a list of solutions that best suits your objectives.